Terms & Conditions

Terms of Service
Effective Date: November 1st, 2025
Welcome to Penarco. By visiting our website or submitting information through any of our forms, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before using this site.
1. Services Offered
Penarco provides professional insurance appraisal services within Texas. Any specific service engagement will be detailed separately in a signed contract or work order.
2. Website Use
You agree to access and use this website only for legitimate purposes. You must not use it to transmit false, misleading, or unauthorized information through any contact or quote request forms.
3. Estimates and Pricing
All quotes or estimates provided through this website, by email, or over the phone are for informational purposes only and do not constitute a binding agreement. Final pricing will depend on an on-site evaluation and a signed service agreement.
4. Submitted Information
By submitting a form on this website, you confirm that:

The details you provide are accurate and up to date.
You authorize Penarco to contact you via phone, text, or email to follow up or schedule services.
You are not submitting information on behalf of another person without their consent.

We respect your privacy and never sell personal data. For more information, please review our Privacy Policy.
5. External Links
Our website may include links to other websites operated by third parties. We are not responsible for the content, accuracy, or data-handling practices of any external sites. Accessing these links is at your own discretion and risk.
6. Intellectual Property
All materials on this site — including text, graphics, logos, and photos — are owned by Penarco or used with permission. You may not reproduce, reuse, or distribute any of this material without prior written authorization.
7. Disclaimer of Warranties
We make every effort to ensure the information on this site is current and reliable. However, we do not guarantee that all content is error-free, complete, or continuously available. All services are provided subject to availability and coverage area.
8. Limitation of Liability
To the fullest extent permitted by law, Penarco shall not be held responsible for any indirect, incidental, or consequential damages resulting from the use of this website or our services. Our total liability, if any, is limited to the amount paid by the client for the applicable service.
9. Updates to These Terms
We may revise or update these Terms of Service periodically. Any changes will take effect immediately upon posting to this page, along with the updated effective date.
10. Contact Us
For any questions or concerns regarding these Terms, please reach out to us at:
📧 jcastillo@penarco.com
📞 936-827-9414