ABOUT US
At Penarco, we believe every policyholder deserves a fair and accurate settlement. We’re an independent insurance appraisal and claims resolution firm dedicated to helping homeowners, businesses, and property owners navigate disputes with clarity and confidence.
With years of experience across the insurance and construction industries, our team combines technical knowledge with hands-on field expertise. We understand the details that make or break a claim — and we know how to present your case with the evidence and precision it deserves.
What sets us apart is our commitment to integrity and transparency. We don’t take sides — we take standards seriously. Every appraisal we conduct is built on verified data, careful documentation, and professional independence.
Whether you’re facing an underpaid claim, a disagreement over repair costs, or a stalled negotiation, Penarco stands ready to guide you toward resolution. Your peace of mind — and a fair outcome — are our top priorities.
OUR SERVICES
At Penarco, we specialize in providing independent, expert support for insurance claim disputes. Whether you’re a homeowner, business owner, or legal professional, our goal is to ensure every claim is handled with fairness, accuracy, and transparency.
Disputed Insurance Appraisals
When an insurance claim reaches a disagreement, our certified appraisers provide objective evaluations of property damage and loss value. We deliver clear, defensible reports that help move your claim toward a fair resolution.
Insurance Umpire Services
In cases where both parties can’t reach an agreement, our experienced umpires step in as neutral third parties to review appraisals and deliver impartial, binding decisions — ensuring the process remains fair and efficient.
Property Damage Consulting
Our consultants help you document, assess, and quantify damage to residential, commercial, and industrial properties. We guide you through the technical details so you can present a strong, well-supported claim.
Insurance Claim Audits
We perform in-depth audits to identify errors, omissions, or inconsistencies in insurance estimates and claim settlements. Our auditing services help clients and attorneys uncover undervalued or mishandled claims.
Why Clients Choose Penarco
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Independent and unbiased evaluations
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Transparent communication and timely reports
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Experienced professionals with industry insight
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Cost-effective, client-centered service
If you’re facing a disputed claim or need expert guidance through the appraisal process, our team is here to help.
Contact Penarco today at 936-827-9414 — let’s make sure your claim gets the fair outcome it deserves.